Should we still claim Child Benefit?
If either of you earns over £60,000, some Child Benefit is paid back in tax. See what you keep.
Your answer
Enter your income to see how much Child Benefit you keep.
About this calculator
For families where one parent earns over £60,000. Only the higher earner pays the charge, whoever gets the Child Benefit.
What happens to your answers
We don’t keep them. Your answers go to our server to do the sums and aren’t stored or logged. If you copy a link to your answers, they’re in the link itself, so only share it with people you trust.
How it’s worked out
The higher earner pays back 1% of the Child Benefit for every £200 of income over £60,000. At £80,000 they pay it all back. Income here means income after pension contributions and Gift Aid.
Worked example
You'd get £2,337 of Child Benefit and pay back £1,169 in tax, so you keep £1,169.
2026/27 tax year · incomes after pension contributions and Gift Aid
| Child Benefit for 2 children, 52 weeks | £2,337 |
|---|---|
| Tax charge on the higher income (50%) | − £1,169 |
| You keep | £1,169 |
Worked out using HMRC's published rates for the 2026/27 tax year (6 April 2026 to 5 April 2027), on a yearly basis.
Questions people ask
Why claim if we pay it all back?
Claiming gives a parent who isn't working National Insurance credits towards their State Pension, and your child gets a National Insurance number automatically. You can claim and choose not to be paid.
Can we reduce the charge?
Yes. Paying into a pension or giving to charity with Gift Aid lowers the income the charge is worked out on.
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